State of Nebraska: Department of Banking and Finance

Nebraska Department of Banking and Finance; Images from Nebraska banknotes issued in the 1800s.

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Community Development Investment (CDI)

Nebraska’s state-chartered banks are well suited to play a meaningful role in supporting community development activities. A bank's community investment dollars can help revitalize or stabilize a community. Here are just a few examples:

Improve affordable housing and small business in the area
Attract and grow business
Help create jobs
Improve the quality of life by investing in neighborhood projects
Strengthen a community’s infrastructure through investment in public projects

Nebraska Wildcard Law

State-chartered banks may select either state or federal guidelines, provided the CDI is permissible.

Banks may be required to complete and submit the Department's CDI form to request prior approval.

CDI Toolkit

The Department’s CDI worksheet may assist you in calculating the limitation imposed by state and federal regulation. To complete the worksheet, the bank may need to collect information from its most recent call report to the Federal Deposit Insurance Corporation (FDIC).

How can a state-chartered bank help with community development projects?
(PDF-Print on legal size paper. 14 in x 8.5 in)

Calculate your bank's investment limitation (Word Doc)

CDI Approval Form (Word Doc)

CDI: A Guide for State Member Banks & Holding Companies (Published by the Federal Reserve)

Additional Resources

Federal Deposit Insurance Corporation (FDIC)

Federal Reserve Bank of Kansas City

Comptroller of the Currency (OCC)

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